Welcome to 1st Mortgages Rate Page. Additional products and pricing options are available by contacting one of our representatives for more information. Rates are based upon a $200,000 conforming loan amount for a purchase transaction with at least a 5% down payment, unless otherwise noted. 1st Mortgages rates are often lower than advertised so please contact a representative today for special offers and individual quotes. If you are ready to get started, complete an online application today!
Rates are subject to change without notice.
30 Year Fixed
Rate
Points
APR
Lock Days
5.375%
0.000%
5.434%
45
5.125%
1.000%
5.274%
45
The APR is calculated using a loan amount of $200,000 and these typical fees.
30 Year Fixed FHA
Rate
Points
APR
Lock Days
5.375%
0.000%
5.606%
45
5.125%
1.000%
5.445%
45
The APR is calculated using a loan amount of $200,000 and these typical fees.
15 Year Fixed
Rate
Points
APR
Lock Days
4.875%
0.000%
4.975%
45
4.625%
1.000%
4.877%
45
The APR is calculated using a loan amount of $200,000 and these typical fees.
5/1 ARM Conforming
Rate
Points
APR
Lock Days
4.750%
0.000%
1.000%
45
The APR is calculated using a loan amount of $200,000 and these typical fees.
5/1 ARM JUMBO
Rate
Points
APR
Lock Days
4.500%
0.000%
1.000%
45
The APR is calculated using a loan amount of $420,000 and these typical fees.
