With a combined total experience of nearly 100 years in credit union's, we understand what member service truly means, and it shows.

When you decide to buy a home or refinance a mortgage, it's a big step. Our principle is simple - The more you understand your financing options and process, the more you will appreciate 1st Mortgages.  Let us show you how to find the perfect home loan.

Products for today:    

      FHA 

•     $100 dollars as down payment on HUD owned homes
•     203k rehabilitation loans
•     Low Down payment requirement

     VA Guarantee

•     100% financing still available

     Good Neighbor Next Door Program

•     50% down payment, forgiven in 3 years
•     Must be an eligible public servant

How do you use these loan programs to secure or save your home?  Understanding these programs is the key to finding the correct mortgage to fit your needs. We go to great lengths to make sure these options are fully explored to make sure the mortgage options we present to you are the perfect fit.